Balancing Innovation and Regulation: FinTech Trends and Challenges
The financial services industry has been ruled by traditional banks for decades, but with the financial crash in 2008, regulation and micro-inspection paved the way for younger and more innovative competitors, leading to a new era of challenger banks. Driven by digital processes and new technology, and fuelled by the introduction of PSD2 regulation, challenger banks were able to take hold of the market, offering consumers alternative ways of banking.
Credits: Global Banking & Finance
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